FlowRefer delivers fast, directional underwriting signal to help triage referrals and stay consistent. It's advisory support — not a binding decision engine.
Outputs are indicators to support underwriting judgment — not final determinations.
Get directional signal quickly so you can prioritize referrals that need deeper review.
Apply the same criteria across referrals to reduce variance in triage decisions.
Every signal includes reason codes and timestamps — no black boxes.
Enter business details, location, and exposure information.
Receive a directional indicator with supporting rationale.
Apply your expertise to make the final decision.
Example output
Elevated — review recommended
Data retrieved 2024-01-15 at 14:32 UTC
This is a sample. Actual outputs depend on referral inputs.
Early access
$999 / month
per team (up to 10 users)
Solo plan available on request.
Signal is advisory only. Final underwriting decisions remain with your team.
No. FlowRefer provides directional signal to support human underwriters. It does not make binding decisions, approve risks, or replace underwriting judgment. All outputs are advisory.
No. FlowRefer aggregates publicly available information and applies heuristics to generate directional indicators. Data may be incomplete, outdated, or incorrect. Outputs should be verified independently.
Not yet. We plan to offer customization options in future releases. Currently, FlowRefer applies a general-purpose signal model.
We retain query inputs and outputs for a limited period to support product improvement and debugging. We do not sell or share your data with third parties. Contact us for detailed data handling terms.